Bill Smooth
Say goodbye to bill shock and fear of calls from debt collectors!
Get bill smoothing and bucketing in one powerful budgeting tool.
Just set aside an amount from every pay to cover all your payments – and enjoy the rest free from worry. When bills are due, you’ll always have the money to pay them.
Bucketing
Separate bank accounts
Bills Smooth helps you manage your money using separate bank accounts (i.e. bucketing). You can have multiple accounts for different payment types. All your accounts stay within your own bank, so you maintain full control over them.
Bill Smoothing
Small, regular instalments
With Bill Smooth, you can combine all your bills into one regular instalment that is transferred on the day you’re paid. And not just bills! Combine expenses like fuel and even savings for a car or holiday into one regular instalment.
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Budget
Easy money management
Bill Smooth is the ultimate budgeting app. Just transfer a small, calculated amount from each pay check and use the rest on whatever you like. This prevents bill shock and ensures your bills are always paid time.
Control over your money
Don’t pay big corporations to manage your money – do it for free with Bill Smooth! Those budget advisory companies say they don’t have fees, but they do earn interest by keeping your money in their own bank accounts. With Bill Smooth, the money stays in your account, so you can earn interest on your own money.
Freedom to access funds
Life is full of surprises, so you shouldn’t be restricted from accessing your own money when you need it. If you do need to withdraw some funds from an account, Bill Smooth will recalculate your future top-up instalment accordingly.
No more spreadsheets
Bill Smooth is a dynamic, simple and permanent solution for your budgeting needs. You can access the app at any time and get notifications when bills are due. Real-time analytics will also keep you informed about your payments.
Why use Bill Smooth?
Zero cost
Use our app free of charge. There are no ads or fees – and we aim to keep it that way.
Customized Bill Reminders
Never forget a bill. We will send you notifications when a payment is due.
Privacy and security
We have no access to your bank accounts, so your money will always be safe.
Payment Logging
We will ensure every payment is archived, so you can refer to it again if necessary.
Cloud Backup
Keep your data safe with automatic backups to Google Drive. You will never lose information.
Multiple Currencies
Our app is Australian-made but also supports a wide range of international currencies.